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  • Complimentary Insurance

    Complimentary Mobility Scooter and Powerchair Insurance

    Adapt Life offers a complimentary first-year insurance policy with every mobility scooter and powerchair purchase, partnering with Fish Insurance to deliver expert protection for your peace of mind.

     

    Free Fish insurance available on Adapt Life Mobility scooters and powerchairs

     

    Coverage Available:

    • Lite Coverage

      For scooter or powerchair values up to £1,500.

      Loss or Damage: Up to £1,500

      Personal Accident Cover: Up to £1,500

      Third Party Liability: Up to £1 million

      Worldwide Cover: Included, up to 21 days

    • Standard Coverage

      For scooter or powerchair values £1,500 to £7,000.

      Loss or Damage: Up to £7,000

      Personal Accident Cover: Up to £3,000

      Third Party Liability: Up to £2 million

      Worldwide Cover: Included, up to 21 days

    • Extra Coverage

      For scooter or powerchair values £7,000 to £10,000.

      Loss or Damage: Up to £40,000

      Personal Accident Cover: Up to £5,000

      Third Party Liability: Up to £2 million

      24/7 Fish Mobility Rescue: Roadside breakdown cover

      Worldwide Cover: Included, up to 90 days

    How It Works:

    1. Order Placement: Automatically apply for insurance with every order.
    2. Permission for Details: Consent requested to send your details to Fish Insurance.
    3. Fish Insurance Initiation: They'll contact you for policy setup.
    4. Policy Finalization: Fish Insurance ensures full coverage.
    5. Enjoy Protection: Activate your policy and stay protected for a full year.

    What’s Covered:

    Accidental and Malicious Damage, Fire and Storm Damage, Flood Damage (with precautions), Theft or Attempted Theft (forcible).

    Exclusions:

    Accessories (unless damaged with the scooter or powerchair), Breakdowns and Defects, Wear and Tear, Aids Exceeding 8 mph.

    Find out more about our extended warranty coverage here. Or if you need breakdown repair or servicing, find out more here.

    Additional Benefits:

    Personal Accident, Worldwide Cover, Third Party Liability.

    Recovery Costs:

    Homebound Help: Up to £100 per claim, with a yearly cap of £200.

    New For Old Replacement:

    Youthful Aids: Replacement for aids less than two years old at the time of the claim.

    Excess Fee:

    No Excess Fee on Standard and Extra Plans. Only £25 on Basic if you make a claim.

    Terms & Conditions:

    • We cover on either the 'Lite', 'Standard' or 'Extra' policy depending on the value of your scooter or powerchair.
    • If you want to add tyre puncture cover then this will be at your own cost
    • To qualify for a complimentary policy, you must purchase a mobility scooter or powerchair through Adapt Life

    Please contact us if you would like any more information about our complimentary insurance cover.